Kidnap and Ransom Insurance
Lewis and Lewis Insurance Agency, Inc. secures Kidnap and Ransom coverage through Petersen International Underwriters, a Lloydʹs London Coverholder, and is certified in Homeland Security Preparation and ResponseTeam Level III for Individuals, Corporations, Missionary Groups, Financial Institutions, and Educational Institutions.
Request a Quote
To receive a quote, simply:
- Download and complete the form above.
- Email or Fax the completed form to Jim Lewis.
- Fax Number:
- (310) 207-7701
- We will review your document and provide you with a quote.
- Ransom Reimbursement
- Underwriters will reimburse the ransom paid for a covered event.
- Personal Accident
- Lump sum benefit for loss of limb(s), loss of sight, loss of extremity, permanent total disablement or death of the insured, solely and directly as a result of an insured event.
- Loss of Ransom During Delivery
- The loss in transit of a ransom by confiscation, destruction, disappearance, seizure or theft while it is being conveyed, to those who have demanded it, by a person authorized to do so by the policy owner.
- Private Negotiator
- Expenses for an independent negotiator engaged by the policy owner with the prior authorization of underwriters.
- Public Relations
- Expenses of an independent public relations consultant and/or interpreter.
- Travel Expenses
- Costs of travel and accommodation incurred as recommended by the Crisis Response Team.
- Psychiatric Expenses
- Expenses for independent psychiatric, medical, and legal advice incurred prior to and within twelve consecutive calendar months of the release of the insured.
- Reward Payments
- Reward paid by the policy owner to an informant for information which contributes to the resolution of the insured event.
- Financial Losses
- Personal financial loss suffered by a Insured Person solely as a direct result of the physical inability to attend to personal financial matters while a victim of a Kidnap, Extortion, Detention or Hijack.
- Loss of Income
- 100% of a Kidnapped, detained or hijacked insured's gross salary including bonuses, commissions, cost of living adjustments, pension and/or welfare contributions and allowances, which were contractually due at the time the Insured Event occurs and for 60 consecutive days following the release. Detention benefits will be limited to a period of 36 consecutive calendar months.
- Employee Income Protector
- The costs incurred by the policy owner for the salaries of employees specifically designated to assist in negotiating on an insured event. These are not exceed the employee's 100% of salary including bonuses and allowances. Plus all other reasonable expenses solely and directly incurred in connection with such negotiations, provided that an itemized account of such employee's time, services and expenses is provided.
- Asset Protection
- Benefits to cover interest on loans raised specifically to meet a Ransom and in respect of amounts reimbursed, provided that the loan is repaid within seven days of the policy owner receiving reimbursement of the same from the policy.
- Security Coverage
- Expenses for security guards hired solely and directly for the purpose of protecting a insured located in the country where an Insured Event has occurred and on the specific recommendation of the Crisis Response Team.
- Rehabilitation Benefit
- Rest and rehabilitation expenses that occur within six consecutive calendar months following the release of a Kidnap, Detention, and/or Hijack victim and are incurred by the victim, the victim's spouse and/or children.
- Funeral Expenses
- Cost of repatriation of the body of the Kidnap, Detention, and/or Hijack victim in the event of death during and Insured Event. Costs of burial/cremation of the Kidnap and/or Detention and/or Hijack victim insured in the event of death during an Insured Event.
- Child Care
- Expenses of child care incurred directly as a result of a Kidnap, Detention, and/or Hijack.
Enjoy the peace of mind a Lewis and Lewis
Kidnap and Ransom Insurance policy can bring you.