Lewis & Lewis Mexican Auto Insurance

Mexican Homeowners Insurance Application

Please complete and submit the interactive Homeowners Quote Request form below or print the form, complete it, and fax or mail to:


Email: Jim Crane Lewis Jr.
JIMLEWIS@MEXICANAUTOINSURANCE.COM

(*) indicates required field

Step 1 - Customer Info

Step 2 - About the Insured Property


Beach Front Property


Security Protections


Fire Protections

Step 3 - Main Dwelling and Insured Values Needed


Main Dwelling Desired Limit

Maximum Limit available $50,000.

Special Structures Desired Limit


Contents

Theft

List of Expensive or Hard to Replace Contents:
(items with individual values exceeding U.S. $1,500.00)

Step 4 - Limits and Coverages

Please provide a description of any Jewelry; Gold; Silver; Weapons; Collectables; Watches; Furs; Precious Stones as these need to be scheduled for CONTENTS COVERAGE as well as THEFT COVERAGE to be applicable to them.

Maximum Limit available $750.00.

Maximum Limit available $2,000.

Maximum Limit available $1,000,000.

Maximum Limit available $3,000,000.

Main Building


Only completely enclosed Buildings are insurable.



Palapa means "thatch covered structure" of any shape constructed of natural palm leaf.

Other Structures



Step 5 - Additional Coverage

Step 6 - Values for Outdoor Property

Specify each type of construction and its value ($USD) at your property. As only items specified, and that are specifically scheduled on your policy, would be covered.



Step 7 - Loss History Past 5 Years

Please State the Date of Loss, Description, Amount Paid, Insurance Carrier Name, and the Preventative action you have taken.

Photos

* Please send an exterior photo of the home showing the roof and an interior photo of the home showing the top floor ceiling. Please send an exterior photo of any other structure needing insurance. Please e-mail these photos to Lewis and Lewis:
JIMLEWIS@MEXICANAUTOINSURANCE.COM

To Complete Your Application

Once you receive a quote and wish to proceed, please contact our office by telephone with your credit card information so that we may complete your application. This policy is subject to a minimum premium. Policy fee and broker fee are fully earned and non-refundable.


Important Terms


SECTION I. PROPERTY
Covers the replacement cost of the main structure and additional structures such as fences, swimming pools, exterior patios, stairs, independent retaining walls, guest houses within the same premises/lot/land. Maximum limit: $5,000,000 USD (combined with Contents section).
SECTION II. CONTENTS
Covers the replacement cost of household goods and other inherent contents of a residential home, as well as improvements and betterments for condo units.
SECTION III. CONSEQUENTIAL LOSSES
a) Debris Removal: Covers the expenses to remove debris from the affected properties cause as a consequence of a risk covered. (Maximum limit: 5% of the limit of building and contents).
b) Extraordinary Expenses: Covers the expenses incurred by the Insured (like: house or apartment rental, moving expenses, emergency storage, etc- in case the affected property cannot be occupied after a covered loss. (Maximum limit: 5% of the limit of building and contents. Maximum period: 4 months)
c) Loss of Rent: Covers the income that the Insured will had obtain if the property had been occupied by tenants under a lease agreement and is vacant due to covered loss.(Maximum limit: $50,000 USD Maximum period: 4 months)
EARTHQUAKE AND *HMP ARE EXCLUDED FOR LOSS OF RENT COVERAGE.
Coverage’s for section I, II and III:
All Risk-Mexican Form, plus Earthquake (Optional) and *HMP/FHM (Optional)
Deductibles:
Only for Earthquake and *HMP/FHM. Apply over the limit of Building + Contents.
Co-Pay:
Only for Earthquake and *HMP/FHM. Apply over the amount of the loss.
Special Clauses:
Replacement cost for all coverage and First Risk Insurance except for the Earthquake coverage. HMP/FHM: (Hydro-Meteorological Phenomenon includes the following perils, Mudslide, hail, frost, hurricane, flood, flood by rain, wave wash/tidal wave)
SECTION IV. CIVIL GENERAL LIABILITY
Maximum limit:
$3,000,000 USD
Coverage:
Homeowners Liability for damages to third parties. Mexican jurisdiction only.
*Worldwide coverage (this coverage can only be offered if the Insured permanently resides in Mexico)
Major Exclusions:
Punitive Damages, exemplary damages or vindictive damages, suits outside Mexico (if worldwide coverage is not covered).
SECTION V. BURGLARY
Maximum limit for Item I (General household contents):
80% of Contents limit.
Maximum limit for Item II (Art and Jewelry):
50% of the limit in Section I (Only applicable to permanent residents in Mexico)
Coverage:
Theft of contents within premises with violence and/or assault
Major Exclusion:
Mysterious Disappearance.
SECTION VI. MONEY AND SECURITIES
Maximum limit:
$2,000 USD
Coverage:
Cash/Valuable Papers
Major Exclusion:
Mysterious Disappearance.
Major Exclusion:
Mysterious Disappearance.
SECTION VII. ACCIDENTAL GLASS BREAKAGE
Maximum limit:
$50,000 USD
Coverage:
Accidental glass breakage.
SECTION VIII. ELECTRICAL HOUSEHOLD APPLIANCES
Maximum limit:
$1,000,000 USD
Coverage:
Inexperience, Carelessness, Direct action of electrical energy.
Major Exclusions:
Gradual wear or deterioration, Esthetic defects.
SECTION IX. PERSONAL ARTICLES FLOATER (Portable items of personal use outside the covered premises).
Maximum limit:
$750 USD
Coverage:
Portable articles or property of the Insured while in use and temporarily outside the covered premises.
Major Exclusions:
Mysterious Disappearance.
SECTION X. FAMILY ASSISTANCE
Coverage:
Home assistance, Travel assistance, Extension of assistance, MEDITEL, Final Expenses, Legal Assistance

This is only a summary of the main terms & conditions. It does not represent the full extent of the Mexican policy terms & conditions.
For further detail, please request or download the general conditions of the policy.


Revision 20150919
   v2.2.2